Every day, employers are faced with billowing costs for their health insurance plans. Our government has provided new Consumer-Driven Health Care products (i.e., HRAs) that will hopefully curtail these annual increases. You have great opportunities at your doorstep, provided you’re positioned to take advantage of these opportunities NOW!

The inherent flexibility of the original POWERPLUS system has allowed P+W Software to respond to these new products with industry-leading system enhancements for the administration of HRAs. For example: 

• Employer Funding via flexible rate tables
• User-defined transaction codes to form the basis for end-of-year Utilization Reports
• Account prioritization, allowing automatic claim roll from one account to another, i.e., from an FSA to an HRA, or vice versa!
• Year-end balance rollover, allowing the user to roll a percentage of the unused balance, up to a user-defined maximum, to the next year.
• Pay to Provider options that can be set at three different levels (account, employee and individual claim) for maximum flexibility. This feature includes comprehensive report capabilities and user-friendly online inquiry screens to easily track each expense and correlating payment, whether made as a reimbursement to the employee or a direct payment to the provider.

The latest HRA enhancements even allow the administrator to:   

• track front-end HRA deductibles and coinsurance amounts,
• check for duplicate claims through an extensive claim history, and
• allocate certain service types to the correct account automatically.

 POWERPLUS is not static; as our industry changes, so do we. Your success depends on it!